Apie paskolą
ISM students may obtain a state-supported loan to cover their tuition fees. This is a loan guaranteed by the state, provided through the State Study Fund, while the loan agreement is concluded with the lending bank. The bank grants the loan on preferential terms only for the amount for which the student has been granted a state guarantee.
Interest on the loan begins to accrue only after the completion of studies, and loan repayment starts two years after graduation. The monthly instalment for a loan that fully covers the cost of Master’s studies is approximately EUR 130. If partial funding is granted, the monthly instalment is correspondingly lower. The repayment schedule is linear, meaning that the instalment amounts decrease over time.
Types of loans
A student may apply for all types of loans with a single application.
For the payment of tuition fees
For living expenses
For partial studies abroad
Paskolos sąlygos
| Annual interest rate, % | Variable interest rate: 3-month EURIBOR + bank margin |
| Loan repayment period | 15 years |
| Bank margin, % | 2.5 % |
| Start of loan repayment | 24 months after graduation |
| Indicative monthly instalment* | ~130 €/ month |
* Indicative monthly instalment when borrowing an amount that fully covers the cost of Master’s studies (€13,800).